Graduate PLUS Loan

In an effort to provide better understanding about the credit-based PLUS Loan, please review the following counseling steps:

  1. Complete the FAFSA, if you have not already done so. This allows SFS to award you any eligible, non credit-based financial aid before utilizing credit-based products
  2. Review the Graduate PLUS Loan interest rate, repayment terms, credit criteria, etc
  3. Review the Cost of Attendance for your program, to determine how much you can, and need to borrow
  4. Compare other private, credit-based loan products, against the terms of the Graduate PLUS Loan. On the linked page, click on your school to provide more loan options.
  5. Review your current federal aggregate loan debt by logging into Be advised that federal loans disbursed 30 days or less from today’s date may not have yet to post on the site.
  6. If you are a new borrower please complete the Federal Student Aid Graduate PLUS Loan Promissory Note and Entrance Counseling

You can find the PLUS loan request form by clicking the following link:

2023-2024 Federal PLUS Form – Medical Campus

Please be advised that it can take at least 5-7 business days to process your Graduate PLUS Loan, especially during busier times of the year. The PLUS Loan Form must be submitted each time a new PLUS loan is requested – SFS cannot apply a PLUS Loan without a valid request form on file and PLUS loans do not renew automatically each academic year.

NOTE:  Please submit the completed application via regular email.