Eligibility for federal and University need-based aid is limited to U.S. citizens and eligible non-citizens.

Merit-based scholarship recipients are determined by the admissions office of each school/college. Student Financial Services is not involved in the application, or selection process for any merit-based scholarships.

Contact your school/college’s admissions office for merit-based scholarship application processes and eligibility:

Chobanian & Avedisian School of Medicine

Goldman School of Dental Medicine

Graduate Medical Sciences

School of Public Health

How to research private, credit-based loan options:

1. If you qualify as a citizen, permanent resident of the U.S. or eligible non-citizen and as such are able to access U.S. federal student loans, which offer very favorable terms, you should consider them first. Start by completing the FAFSA (Free Application for Federal Student Aid).
2. If you do not qualify for U.S. federal student aid we advise that you check with your home country to see if loans to study in the U.S. are available.
3. Next, many U.S. lenders offer credit-based educational loans to international students if they apply with a credit-worthy U.S. citizen, permanent resident, or eligible non-citizen co-borrower. If you are able to secure a qualified co-borrower we urge you to do so and consider loans of this type, because approval and more favorable terms will be more likely. We urge you to compare credit-based loan information and terms carefully to determine the best fit for your particular circumstances and we suggest using Credible.com to do so. Credible is a free online loan selection tool that allows you to compare prequalified rates, terms, and eligibility rules side-be-side in just a few minutes. You can filter your search to sort on key factors most important to you. With your approval, Credible will pull a soft credit inquiry, which will not affect your credit score but will enable you to compare interest rates you qualify for at multiple lenders. Credible assures users that its encryption technology is safe and secure. The Credible privacy policy can be found here. You are not required to borrow from any of the lenders listed in the Credible marketplace. Only you and your family can decide which loan program is best for you.
4. If you are an international student seeking to borrow without a co-borrower you will find fewer lenders from which to choose. The two lenders listed below do not require a U. S. citizen, permanent resident, or eligible non-citizen co-borrower, however their interest rates and other terms may be less favorable. Certain restrictions apply as noted.
   • MPower Financing
     Offers loans to eligible international students who are enrolled in a degree program and are within two years of graduation.
   • Prodigy Finance
     Offers loans to eligible international students currently enrolled in GSDM and SPH.

You are not required to borrow from any lender listed here, elsewhere on our website, or in other University materials. You may choose to borrow from any lender without penalty. We urge you to compare credit-based loan information and terms carefully to determine the best fit for your particular circumstances.

Some private scholarship agencies do offer scholarships for international students. Although, you must search for these scholarships yourself and submit any applications apart from your application to your academic program.

More information about searching for private scholarships can be found on our Scholarships page.