Car Insurance
Massachusetts Car Insurance
If you are planning on bringing a car with you to the BUMC, you will want to look into local auto insurance coverage. You need auto insurance to get a Massachusetts registration and license plates, and you need Massachusetts plates before you can apply for a resident parking permit. If you get into an accident in Boston and don’t have the appropriate levels of coverage, you can get hit with big fines and potential legal or medical damages, too.
Massachusetts has a number of laws that specify what level of coverage you need to have in order to register your car here. A good overview of those laws can be found here.
The Unofficial Guide to the DMV is also a good source of information about the insurance and registration laws in Massachusetts.
Once you have a better idea of how the coverage works, you will want to contact your insurance provider (if you already have one) and find out what your rates would look like in Boston. You may find that your current provider does not offer you the best rates. It’s up to you to decide if you want to go with another company. Just about all of the large national organizations (Geico, Allstate) will have Massachusetts-specific policies.
Before You Register Your Car
Make sure you double check the Registry of Motor Vehicles’ website before you go to get your registration or Massachusetts license plates. If you don’t have the necessary paperwork, they send you back to get it.
